The decisions you make now outlive you.
Financial, tax, and estate planning for families thinking further ahead than their own retirement.
Client experience
Technology should mean less paperwork, not more logins.
Multi-generational planning
One advisor. Multiple generations. The same plan.
I have over eighteen years of experience and plans to personally help families for a generation to come.
That gives us the unique opportunity to guide families through life’s biggest decisions now, and to help the next generation learn to set goals and build wealth for decades after.
Almost every family has parents and kids. The work we care most about spans three generations or more — grandparents, parents, and grandchildren — with trust planning that keeps one plan intact across all of them.
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Should I convert my IRA to a Roth — and how much?
A Roth conversion moves money from a pre-tax IRA into a Roth, taxed now so it grows and comes out tax-free later. Whether it pays depends on your bracket today versus in retirement, how long the money stays invested, and whether you can pay the tax from outside the account. This calculator compares converting against leaving it alone.
There is usually a stretch of unusually low-tax years between the day earned income stops and the day required distributions begin. That window closes on its own.
Investment approach
A low-cost core, and nothing orbiting it without a reason.
The core carries the market return at the lowest cost we can build it for. It is the majority of the portfolio and it is deliberately unexciting. Around it sit satellite sleeves, each added for one specific job. Select any of them to see what that job is.
Income and a value tilt
US Large Value
- Adds income stream to equity sleeve
- Value tilt balances growth-heavy Nasdaq
- Quality dividend-paying US large caps
US Total Market
Broad domestic equity
International Developed + EM
Non-US equity
Investment-Grade Bonds
High-quality fixed income
Illustrative only. This describes how portfolios are constructed, not a recommendation, an offer, or a specific allocation. Sleeve weights and holdings vary by client and change over time. Diversification does not guarantee a profit or protect against loss.
What you actually get
Your plan lives somewhere you can see it.
The plan is built here, by us. These three platforms are where you see it — your financial plan, your tax picture, and your estate, visualized and current whenever you sign in.
Our process
Six steps, and you can stop after any of them.
Nobody signs anything until step three. If we are not the right fit, we will say so on the first call.
See the full processThe team
Two advisors, one plan, no handoffs.
Will and Brad met at NC State — fraternity brothers before they were colleagues. They run the same process, so you never get passed to someone who has to be brought up to speed.
Before you call
Straight answers to the obvious questions
Yes. Investment advice is offered through Independent Advisor Alliance, LLC, a registered investment adviser, which carries a fiduciary duty to act in clients’ best interests. Our Form CRS sets out services, fees, conflicts of interest, and standard of conduct in plain language.
This is what we do
Get in touch today.
Thirty minutes on the phone. You describe what prompted you to look, we tell you plainly whether we can help. No pressure and no sales pitch.