Calculator
How long will my retirement savings actually last?
Model what your savings support year by year once withdrawals begin, and see how the answer moves with your return assumption, inflation, and how much you take.
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This calculator is provided for illustration only. Results are estimates based on the assumptions you enter and are not a projection, a guarantee, or tax advice. Consult a qualified tax professional about your own situation.
Retirement distributions
What people ask about this
It depends on four inputs: the balance you start with, how much you withdraw, the return you earn, and inflation. Small changes to the withdrawal rate move the answer far more than small changes to the return, which is why modeling the withdrawal itself matters most.
Next step
A calculator gives you a number. It can’t tell you whether to act on it.
Bring the figure to a 30-minute call and we’ll tell you what it means for your bracket, your timeline, and the people who inherit what’s left. No pressure and no sales pitch.